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Home / Terms of Use

Terms of use.

The basis on which you use this website. Last updated September 2026.

About these terms

This website is operated by Safana Capital Limited ("Hunter Grey", "we", "us"), registered in England and Wales, company number 17137328, registered office 139-143 Union St, Oldham, Greater Manchester, OL1 1TE. By using the site you accept these terms. If you do not accept them, please do not use the site.

Information and not advice

We provide marketing, lead-generation and introductory services only. We are not authorised or regulated by the Financial Conduct Authority (FCA), do not provide regulated financial, mortgage or equity-release advice, do not make personal recommendations and do not lend money.

Where you enquire about a regulated mortgage, lifetime mortgage, equity-release product or another regulated financial service, we may, with your consent, introduce you to one of our specialist partners. Regulated advice will be provided solely by appropriately authorised and regulated firms, or by appointed representatives acting under the responsibility of an FCA-authorised principal. Each partner will be responsible for assessing your circumstances, providing advice and confirming whether a product is suitable for you.

For commercial finance enquiries, we may introduce corporate borrowers to third-party finance providers. Some commercial finance arrangements are not regulated by the FCA. The regulatory status of each transaction will depend on its particular circumstances and will be confirmed before you proceed. Where an arrangement is unregulated, you may not have access to the Financial Ombudsman Service or protection from the Financial Services Compensation Scheme.

We may receive a commission or referral payment from a lender, finance provider or regulated partner following an introduction. This will not normally affect the amount you pay. Any fee payable directly by you will be clearly disclosed and agreed before you proceed.

Information provided on this website is for general information only and should not be treated as financial, mortgage, legal or tax advice. Product availability, eligibility and terms are subject to individual circumstances and the relevant provider's lending criteria.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.

A lifetime mortgage is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits. To understand its features and risks, ask your regulated adviser for a personalised illustration.

Enquiries

Submitting an enquiry does not create any contract or obligation to provide finance or services. Please make sure the information you give us is accurate, and do not submit anyone else's personal data without their permission.

Intellectual property

The Hunter Grey name, content, design and materials on this site are owned by or licensed to us and are protected by intellectual property laws. You may view and print pages for your own reference, but you may not reproduce, republish or exploit them commercially without our permission.

Links to other sites

Where we link to third-party websites, we do so for convenience. We do not control and are not responsible for their content or their handling of your data.

Our liability

We work to keep the site accurate and available, but we give no guarantee that it will be error-free or uninterrupted. To the extent permitted by law, we are not liable for any loss arising from use of, or reliance on, this site or its content. Nothing in these terms limits our liability where it would be unlawful to do so.

Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Complaints

If you are unhappy with something we have done, tell us and we will look into it. Call 0333 577 1988, or write to Hunter Grey, 139-143 Union St, Oldham, Greater Manchester, OL1 1TE. Please include your name, how to reach you, and what went wrong.

Where your complaint concerns regulated advice given by one of our partner firms, that firm handles the complaint under its own FCA-regulated process, and its rights of referral to the Financial Ombudsman Service apply. We will pass your complaint on and tell you who is dealing with it.

Contact

Questions about these terms: 0333 577 1988.

HunterGrey, Property Development & Finance

Property finance for limited companies and SPVs across the North West of England, and specialist insurance for property owners, businesses and community organisations.

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© Hunter Grey. Hunter Grey is a trading style of Safana Capital Limited, registered in England and Wales (company number 17137328). Registered office: 139-143 Union St, Oldham, Greater Manchester, OL1 1TE. We are a credit broker, not a lender: we arrange finance by placing corporate borrowers with lenders and do not lend our own money. The finance we arrange is commercial lending to limited companies, secured on property that is not the borrower's home, so it falls outside the FCA's remit and is not authorised or regulated by the Financial Conduct Authority. You will not have access to the Financial Ombudsman Service or the Financial Services Compensation Scheme in relation to the finance we arrange. Our fees are disclosed to you in full before you commit. We are not authorised by the Financial Conduct Authority and do not give regulated advice. Regulated advice is given, with your consent, by one of our qualified FCA-regulated partner advisers, or by an appointed representative acting under the responsibility of an FCA-authorised principal, who assesses whether a product is suitable for you. Our terms of use set this out in full. For insurance, Hunter Grey provides introductions only and is not authorised by the Financial Conduct Authority. The advice and the placement are provided by our insurance partners, which are authorised and regulated by the Financial Conduct Authority. We may receive a referral payment. Your property may be repossessed or receivers appointed if you do not keep up repayments on a loan secured against it. Privacy Policy · Terms · Cookies · Complaints · Cookie settings