Protect what matters.
Specialist insurance for property owners, businesses and community organisations. We make the introduction; our FCA-authorised broker gives the advice and places the cover.
The sectors we can get covered.
Specialist rather than comparison-site insurance: the kind where the building is listed, the business is unusual, or the organisation is run by volunteers and nobody will quote.
Restaurant insurance
Cover for restaurants, takeaways, cafes and food businesses, where stock, equipment, public liability and business interruption all have to line up.
Property & real estate
Property owners and portfolios, blocks and tenanted buildings, plus listed buildings and heritage assets, which most standard insurers will not touch.
Business & contractors
Commercial insurance for trading businesses, contractors and wholesalers, including liability, plant, stock and contract works.
Community & culture
Charities, village halls, museums and galleries. Buildings in constant public use, often with collections or equipment that need valuing properly.
Sport & leisure
Sports and leisure trusts, cricket clubs and community amateur sports clubs. Grounds, pavilions, members and volunteers.
Hospitality & specialist sectors
Hotels, B&Bs and guesthouses, plumbing and heating businesses, and professional practices needing indemnity cover.
How it works.
What needs covering
The property, the business or the organisation, what it does and what is at stake. A short conversation, not a form-filling exercise.
One of our FCA-approved partners
With your consent, a no-obligation call with an FCA-approved insurance broker who works in these sectors every day and knows which insurers will look at them.
By an FCA-approved insurance broker
They assess what you need, recommend cover and place it. The advice, the recommendation and the policy are theirs.
In your own time
Nothing is committed until you say so. You see the cover, the exclusions and the premium before anything goes ahead.
Hunter Grey is not authorised or regulated by the Financial Conduct Authority and does not advise on or arrange insurance. Our insurance partners are authorised and regulated by the Financial Conduct Authority. We may receive a referral payment. Our terms of use set this out in full.
The cases where a comparison site stops working.
- The building is listed, or heritage. Reinstatement has to be costed on like-for-like materials and traditional methods, which is a different number from rebuild cost on a modern property. Get it wrong and you are underinsured before anything happens.
- The occupancy is unusual. Tenanted blocks, part-vacant buildings, properties mid-refurbishment and mixed-use all sit outside standard property owners' wordings.
- Volunteers are involved. Village halls, clubs and charities carry liabilities that the people running them rarely price properly, and trustees can be personally exposed.
- The trade is on an insurer's awkward list. Food businesses, plumbing and heating, contractors working at height. Not uninsurable, just not online.
- Business interruption is the real risk. For a restaurant or a hotel, the fire is survivable and the months closed afterwards often are not. Indemnity periods are where that is won or lost.
None of that is advice, and we are not the ones giving it. It is the reason we point people at a broker who does this rather than at a price comparison page.
Insurance, answered.
Does Hunter Grey arrange the insurance?
No. We make the introduction. The advice and the placement are provided by one of our FCA-approved insurance partners, which is authorised and regulated by the Financial Conduct Authority. Hunter Grey is not FCA authorised.
Does it cost anything to be introduced?
No. There is no charge for the introduction. We may receive a referral payment from our insurance partner, and any fee or premium is set out by them before anything is agreed.
Do I have to be a finance client?
No. The introduction is open to you whether or not we arrange finance for you.
My building is listed. Is that a problem?
It is the kind of case a specialist broker exists for. Listed and heritage buildings need reinstatement costed on traditional materials and methods, which most standard policies are not written around.
Can you cover a charity or village hall?
Yes, that is one of the sectors our insurance partners work in, along with museums, galleries, sports and leisure trusts and community amateur sports clubs.
Tell us what needs covering.
- Call0333 577 1988
- WhatsApp07977 486886
We pass your details to our insurance partner with your consent. They give the advice and place the cover; we do neither.